SBI Card sends Credit Card Statements to cardholders to inform them about all their transaction details with a list of transactions made on that specific period like monthly, quarterly, annually, etc. You can check your Credit Card Statement through online and offline mediums. The bank also offers the facility of E-statement, which you’ll receive at your given e-mail address every month. In this article, we’ll be going to discuss how you can check your SBI Credit Card statement and we’ll also discuss all the details related to the SBI Credit Card statement.
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What is the SBI Credit Card Statement?
SBI Credit Card Statement is generally an overall summary of how you’ve used your Credit Card for a billing cycle. A billing statement is generally one to two pages long with detailed information about your transactions, how much you’ve paid last month with your credit card, what payments you will need to make, and the info about the payment due date by which your payments must be received to avoid further charges or penalties. Also, it is very important to check your Credit Card statement regularly to know or identify any fraudulent transactions.
Terms used in the SBI Credit Card Statement
SBI Credit Card Statement is an official document that contains certain terms and components like Payment Due Date, Transaction History, Billing Cycle, and many more. Here are some of the general terms that are used in your SBI Credit Card Statement:-
The billing period or billing cycle is the period for which the payment of the credit card has to be made.
Payment Due Date:
This is the date by which the amount due by you should be paid to the bank. This is generally a deadline period and payments made with your credit card after this date attracts late payment charges.
Total Amount Due:
This is the total amount including all the charges and transactions which are due on the billing statement date. This amount includes the opening balance, balance transfers, new purchases, and other charges.
Minimum Amount Due:
This is the minimum amount that you need to pay to the bank on or before the due date to avoid any extra charges.
This is the total balance due on your Credit Card or the amount you need to pay if you plan to pay off the entire loan.
Current Outstanding Balance:
It is the total amount of the money that you’re required to pay to the bank before the Payment Due Date as mentioned in the credit card statement.
It is the overall summary of all the transactions done by your Credit Card within the statement period.
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How to get SBI Credit Card Statement in PDF Format?
To receive an e-statement of your Credit Card from the State Bank of India, you need to register your E-mail ID with the bank. After registering your e-mail address with the bank, you can easily subscribe to the e-statement by following the procedure given below:
- Firstly, Download and install the SBI Card app on your Smartphone.
- Now, register your account on the app with your Credit Card details and Mobile Number, and then verify your details by using an OTP sent to your registered mobile number.
- After successful registration on the SBI Card app, log in to the app by using your User ID and Password.
- After you log in to your account, click on the Services option from the Main Menu of the SBI Card app.
- On the next page, click on the E-Statement Subscription option and then click on the Subscribe button if you’ve already registered your e-mail address with your credit card. If not, click on the Update E-mail ID option to link your e-mail address with your credit card.
- Thereafter, you’ll see the Subscription Confirmation page along with your Service Request Number on the screen. Take a screenshot of it and click on the OK button.
After this step, you will start receiving your SBI Credit Card e-statement at your e-mail address. Now, the next thing to discuss is how you can open the password-protected Credit Card Statement PDF File.
How to open the SBI Credit Card e-statement PDF File?
You can follow the steps given below to open the PDF File which is password-protected:-
- Login to your e-mail account which is linked to your bank account (State Bank of India).
- Now, click on your Mail Inbox section and open the E-mail received from the bank which contains the e-statement of your Credit Card.
- Download the PDF File attached to the e-mail and click on the PDF File to open it.
- Now, a message will pop up on the screen displaying “Enter Password”.
- The password for the PDF File is your Date of Birth (DD-MM-YYYY) and the last 4 digits of your Credit Card Number. For example, if your date of birth is 23-07-1999 and the last 4 digits of your credit card number are 7890 then your password will be 230719997890.
- After entering the password, click on the Open button and your SBI Credit Card Statement file will open.
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Frequently Asked Questions (FAQ)
How can I request a duplicate SBI Credit Card Statement?
You can easily send a request for a duplicate SBI Credit Card Statement through SBI Card's official website or the SBI Card app. You can also send a statement request through the Chatbot ILA which is available on the SBI Card official website.
Does SBI charge any type of fee for the SBI Credit Card e-statement?
No, the bank doesn’t charge any fee if you download your Credit Card statement through their official website or the SBI Card app.
I don’t have an account in SBI. Can I apply for an SBI Credit Card e-statement?
Yes, all credit card holders can opt for e-statement regardless of whether they have got an account with the bank or not. However, if you want to opt for the e-statement then you will have to send a request to the bank.