Paying for purchases upfront can be challenging at times, especially when you’re short on cash or have a tight budget. Pay later apps offer a convenient way to make purchases and pay for them at a later date, either in installments or all at once.
Several Indian buy now-pay later (BNPL) apps have been developed recently. In that these apps provide instant credit that can be used for paying utility bills, food, and shopping, they function in a similar way to credit cards. This is a simple and quick way for consumers to pay their daily expenses without running out of money. Let’s take a look at the best Android and iOS apps that you can buy now and pay later.
10 Best Pay Later Apps In India
Here are the 10 best pay later apps in India, along with their key features:
1. LazyPay:
This app allows users to make purchases and pay for them later, either in installments or all at once. It also offers features such as instant loans, bill payments, and cashbacks.
2. Simpl:
This app provides users with a virtual credit card that can be used to make purchases online and pay for them later. It also offers features such as instant loans and bill payments.
3. Fibe:
This app offers short-term loans and pay later options to users. It also provides a virtual credit card and allows users to make purchases online and pay for them later.
4. Money View Loans:
This app offers personal loans, pay later options, and a virtual credit card to users. It also provides features such as bill payments and expense management.
5. KreditBee:
This app provides users with short-term loans and pay later options. It also offers a virtual credit card and features such as bill payments and expense management.
6. Paytm Postpaid:
This app offers a virtual credit card and pay later options to users. It also provides features such as bill payments and recharges.
7. CRED:
This app allows users to pay their credit card bills and earn rewards for timely payments. It also offers pay later options and a virtual credit card.
8. ZestMoney:
This app offers instant loans and pay-later options to users. It also provides a virtual credit card and features such as expense management.
10. FlexPay:
This app allows users to make purchases online and pay for them later, either in installments or all at once. It also offers features such as bill payments and recharges.
Conclusion
It’s important to note that these buy now pay later apps may have eligibility requirements and fees that you should consider before using them. It is also recommended to carefully read the terms and conditions and understand the risks and costs associated with using pay later apps.